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Julia TalksOne of the major doom and gloom statistics reported in the news is that banks are lending less and, in particular, are lending less to smaller businesses. [...]
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When I see a business which needs some money to do new things, the first thing I’ll look at is the organic cash flow model. This is where you finance the new things from the money which is already coming into the business. [...] Many years ago I started doing my MBA course. I was working full time, setting up and running social enterprises in Edinburgh, and I had to work lots of evenings. I didn’t want to give up my friends and my social life, and I still wanted to go to the pub. I knew that I was going to have to study 10-12 hours per week, on top of the 50-60 I was already working. Something had to give. [...] Part three of my look at some of the jargon words I use and hear other people use, with plain English definitions. This time, discounted cashflow and return on investment. [...] Lots of my business support clients are busy people. We’re all busy people. But sometimes being busy stops us getting things done. There are lots of resources out there for managing your time better and I don’t want to just duplicate those, but to encourage you to do something other than work on your business for a change. [...] |
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